Kevin Wood FPFS
Kevin is a founding Director of Watson Wood Financial Planning. A Chartered Financial Planner and Fellow of the Personal Financial Society, he also holds the Certified Financial Planner award through the Chartered Institute for Securities & Investment. Kevin is one of the most qualified Planners in the North of Scotland, and part of an elite group of Planners in the UK who have both these qualifications.
After studying Economics at University, Kevin worked for various financial institutions in Edinburgh for 14 years before relocating back to Nairn to bring up his young family in 2010. He was Director of Financial Planning for a local family IFA before setting up Watson Wood.
As well as being a Chartered Planner for Watson Wood FP, Kevin has been actively involved in the regional branch of the Chartered Insurance Institute.
When working with clients, Kevin will be personally involved in putting in place a Financial Plan that helps them achieve their personal goals – using his experience and technical knowledge to find the best solutions for each client individually.
Kevin is married with a young daughter and has even managed to find the time to take up golf again.
Kirsty Watson APFS
Kirsty is also a founding Director of Watson Wood Financial Planning. She is one of a very small number of females in the UK who holds both the Chartered Financial Planning and Certified Financial Planner qualifications through the Chartered Insurance Institute and Chartered Institute for Securities & Investment.
Kirsty began working in Financial Services straight from school and has studied to gain her qualifications whilst working and ‘learning on the job’. Over the last eighteen years, she has worked in various roles for local financial planning firms in Moray. Latterly as a Chartered Financial Planner at a local family IFA.
After a career break to bring up her three young sons, Kirsty has enjoyed the challenge of coming back to Financial Planning in the last few years and finds it very satisfying to help clients to meet their goals. She enjoys meeting with and talking to new people, as well as continuing to assist long standing clients.
Kirsty lives just outside Elgin with her husband and with looking after 3 boys she enjoys running in her spare time as well.
Allan is the other founding Director at the firm. He spent 25 years with the Royal Bank of Scotland in various Management and Client facing roles. In 2013 he left to join a local family IFA, as Director for Operations & Business Development.
He was also a founding Director and Chair of the Social Enterprises New Start Highland Ltd and Highlands & Islands Business Finance Ltd. These experiences have given Allan a wide range of skills to assist with the smooth running of the firm.
Allan is responsible for Finance, Marketing, Office and IT functions, allowing Kevin & Kirsty to focus on using their experience and technical knowledge to find the right outcomes for each client.
Allan lives in Inverness with his wife and 3 children. Unfortunately he has found out that his interests are whatever his family are wanting to do.
Martyn Percival Chartered FCSI DipPFS
Martyn is a Financial Planner at Watson Wood Financial Planning. He is a Chartered Fellow of the Chartered Institute for Securities and Investment and holds their Chartered Wealth Manager qualification. Martyn also holds the Diploma in Regulated Financial Planning with the Chartered Insurance Institute.
After studying Applied Economics at University, Martyn worked for various investment houses in the North West of England for 8 years before relocating to Inverness in 2014. He was a Financial Planner with a National IFA before joining Watson Wood.
Martyn enjoys working closely with clients and getting to know them. He believes knowing his clients is crucial in ensuring he develops the right Financial Plan that helps them achieve their goals.
Away from work, Martyn is married with a young son and enjoys the occasional round of golf.
Kirsty Innes DipPFS
Kirsty graduated from Glasgow University with a degree in Public Policy & Politics and joined the firm in August 2017. Based in our Inverness office, she is now our Trainee Paraplanner after starting in the Administration team.
Brought up in Inverness, she is a qualified Highland Dancing teacher and a Grace Kennet Foundation Ambassador. In this role , she actively promotes volunteering at their orphanage in India and has taken part in these trips as well. She actively supports the Highland Hospice and was part of the Highlander Cycle 2019 Team completing 430 miles in 5 days.
Kirsty has already passed a number of exams on her way to achieving the Diploma in Financial Planning.
Jayne is an experienced Financial Services Administrator who joined the team in February 2020, after moving to Brodie with her partner.
With over 4 years’ experience working in a small Financial Planning firm, Jayne has also completed various examinations through our professional body, the Chartered Insurance Institute (CII). She is currently completing an Honours Degree in Business Management and Financial Services with Robert Gordon University in Aberdeen.
Based in our Elgin office, Jayne works with the rest of the team supporting the Financial Planners and clients.
Jayne loves spending time with her family and friends, and is a keen baker in her spare time.
Carol joined us in January 2019 and has over 15 years experience working as an Administrator for a national IFA. She has sat, and passed, a number of exams through our professional body, the Chartered Insurance Institute(CII).
Based in our Elgin office she supports the Planners in preparing for meetings, dealing with clients and providers to ensure all paperwork is accurate.
Carol is married and lives in Elgin where she loves spending time with her family, including her six grandsons. She manages to squeeze a holiday in each year and enjoys yoga.
Christina joined our Administration team in 2018 having graduated from the University for Highlands & Islands with an HND in Accounting. Based in our Inverness office, she supports the Planners by liaising with clients and financial providers before and after meetings.
Christina grew up in Aberdeenshire and studied at Kemnay Academy where she became Head Girl in her final year. When she left school, she jetted off to Australia to explore and work across the country.
She has been living in Inverness since 2014, recently moving into a new home with her partner.
Linda Ross joined the firm as Compliance Officer/Administrator in December 2021, when Watson Wood acquired Maclean Financial Planning Ltd
Linda was previously a shareholder and Office Manager at Maclean Financial Planning Ltd having been instrumental in setting up the family business.
Prior to this, Linda was an administrator with Tenon Financial Services having joined them in 2007.
Linda and her family are keen animal lovers and spend their spare time with their various rescue pets.
Craig Maclean joined Watson Wood in December 2021 when they acquired Maclean Financial Planning Ltd
Craig is a Fellow of both the Personal Finance Society and the Chartered Institute of Bankers in Scotland, and was among the first tranche of Financial Advisors to be awarded the coveted Charted Financial Planner status in 2005.
Craig has spent his entire career in Banking and Financial Services since 1977.
Craig was previously Treasurer at Inverness Thistle FC and subsequently became one of the inaugural Directors of ICT following their formation in 1994. Although Craig resigned as a Director in 1999, he and his wife Irene continue to host the ICT boardroom at ICT home games